As if one accident in a month isn't enough, we were hit in the behind again last Saturday at the intersection of East Anderson St. & River St. around 12.45 p.m. This time the left part of the bumper is scratched & dented, with some visible cracks at point of impact.
Point of impact & scratches
Dent at the left rear bumper
More scratches at the lower part of the bumper
Side dent to the left
Top area of the bumper - little "vein-like" crack due to the impact The driver was a teenager with a Provisional Driver's License; just issued this year. He told us that he wanted to consult his Mom and preferred to settle directly without going through the insurance. Fair enough since he is a probationary driver, he wouldn't want any police record/penalty points for FAILURE TO STOP and an eventual increase in his insurance premium.
We collected the estimate from the agreed body shop and it came up to $306; for the damages incurred only to the left side of the bumper. Today, I went to meet the Mom to collect the money and #@#$! Just as I thought, she tried to piggy back on our previous accident saying that since we're getting repairs done from the previous bender, she shouldn't be charged $306. Instead, she tried to wriggle her way to a short-changed amount of $100 or $150! What the #@$! She dared ask for a discount when her kid's at fault.
Not happy with the situation, Adrian called up our insurance and they confirmed that regardless of the situation, it should be considered a SEPARATE ACCIDENT! Then, she began to rant some sob story to Adrian while I was freezing my ass off on a 31F morning, that her son is a good boy, mild mannered, straight A student, just lost his father, blah, blah, blah!
I mean, come on woman! You are not the only person in this world that has lost a love one. Jeez!!! Like the insurance said, "Business is business." Your emotional drama is yours to keep & I certainly have no interest what-so-ever in your personal life. To me, she is just being a sneaky @!#$% by spinning her son's tale. What about us?!!! Calling us dishonest for a legitimate estimate from her own preferred body shop?! Spare us the emotional drama, woman! We are the VICTIM here!!!
It is a good thing that we did report the accident with our own insurance. At least we have a file online if things get messy. If option #1 fails, let the insurance fight it out.
Today's post is very unlike Serenity's daily blogs but shit happens, so I have to rant.
9 comments:
I hope Adrian didn't fall for her sob story! What a load of BS.
millyv: it's a whole lot of bull crap. she kept on side tracking to some story that she raised her son well, blah, blah and that Adrian is a bad guy and trying to make money out of her. i mean who is at fault here? we did everything including getting estimates for her in black & white and yet she tried to bargain for a price. OMG!
I was rear-ended twice within a year in the same spot. Both times, it was damages totalling $3000+ and I was not at fault. I was stopped at a red light both times. The second time caused back injuries... Anyway, my advice is ALWAYS call the Police if there is some damages and you're the victim. Then, take their insurance - your insurange agent and duke it out with theirs if they don't pay the out of insurance settlement!!
christine: u r right. we did take their insurance details and now we are waiting for the Mom to pay us for the damages. if she doesn't by a certain time then we're calling her insurance. funny how she can afford a $30K+ car for her son but wanted to bargain with us for the $306 damages, on top of calling us dishonest for making money out of her. what money???! can u believe it?! we forgo the police report as a kind gesture to the son and now she turns around and say that we are crooks. from now onwards, it's police report no matter how small the damage is. but our police report here is a rip off. $25 for a copy & it doesn't even state who is wrong. it's just a glorified, official statement!
I think .. we are just too nice.. :( we should just let the insurance and cop handle it.
yes! screw them for every penny!
If the other party is at fault, always report the accident, because you'll never know how much is the actual repair cost, for $306 it's probably a shine and buff. tell her you want a new bumper!
Hi Serenity. Thanks for visiting and linking Niamah!!! I was a bit surprised that you listed it as a political blog. Which it isn't really. Is it? I tend to think of it as more of a socio-political blog. Anyway, it's fun to rant with some sort of purpose.LOL.
Sorry to read about your auto accident. You're right these things are a pain in the behind. Good luck with the settlement.
Patrick: i love reading Niamah!!! many people share your sentiments but just don't know how to put them in writing. ok, i'll label Niamah!!! as a socio-political blog :) thanks for dropping by too.
Jo: it's in the hands of the insurance now and we're waiting for the adjuster to come and look at the car. well, they're a lot of free riders out there. enjoy your holidays!
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